Borderless Payment Solution

The Smarter Way to Send Money Globally.

Move money across borders with ease and confidence. Whether for personal needs or business growth, we deliver a seamless transfer experience you can trust.

Fast and Cost-Effective Global Transfers

We provide individuals and businesses with a smarter way to send money across borders. By combining cutting-edge technology with a customer-first approach, we deliver a service that’s fast, reliable, and cost-effective.

About Us

Global Money Transfers
For Every Need

Move Money Overseas
For Private Individuals

Effortless Transfers for Life’s Important Moments

Whether you’re supporting loved ones, managing overseas expenses, or making international investments, X Rate Capital makes it simple. With quick processing, robust security, and access to over 35 currencies, we handle your transfers so you can focus on what matters most.

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Make supplier payments
For Business

Efficient Solutions for Global Transactions

From paying suppliers to managing payroll, X Rate Capital streamlines your business's international payments. Access over 30 currencies, simplify cross-border operations, and ensure every transaction is fast, reliable, and cost-effective.

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For Business

Efficient Solutions for Global Transactions

From paying suppliers to managing payroll, X Rate Capital streamlines your business's international payments. Access over 30 currencies, simplify cross-border operations, and ensure every transaction is fast, reliable, and cost-effective.

Learn More
Make supplier payments

Why Choose Us?

Global Payments

Send and receive payments to over 190 countries effortlessly, with competitive rates and guaranteed reliability.

Currency Accounts

Manage over 35 currencies in one account, making global transactions simple and hassle-free.

Fast & Secure

Move money quickly and securely with advanced encryption, ensuring every transaction is seamless.

Getting Started

Three Simple Steps to Seamless Global Transfers.

From paying suppliers to managing payroll, X Rate Capital streamlines your business's international payments. Access over 30 currencies, simplify cross-border operations, and ensure every transaction is fast, reliable, and cost-effective.

Open Your Account
1. Open Your Account
Sign up securely by providing your details and verifying your identity. Our team will review your application.
2. Meet Account Manager
Once approved, connect with your personal account manager to explore the platform and tailor solutions to your needs.
3. Manage Your Money
When ready, you can confidently manage currencies, make transfers, and track your transactions seamlessly.
Currencies Include

Frequently Asked Questions

What is XRate Capital, and how does it work?

XRate Capital is an international money transfers platform. We make it easy for individuals and businesses to send money globally with competitive rates and low fees. Simply sign up, select your currency, enter the recipient details, and complete the transaction.

Which currencies do you support?

We support over 35 currencies, including popular ones like USD, EUR, GBP, and AED. For a complete list feel free to contact our team.

Can my business buy and hold foreign currencies?

Yes, businesses can buy and store multiple currencies in their account, enabling them to lock in favorable rates and streamline international operations.

Can I schedule payments directly from my currency holdings?

Yes, you can easily schedule payments from your currency holdings to suppliers, employees, or partners without the need for additional conversions.