For Private Individuals

Your Money, Where It Needs to Be. Quickly and Securely.

At X Rate Capital, we understand that moving your money across borders isn’t just about exchange rates—it’s about security, speed, and convenience. Whether you're purchasing property, supporting loved ones, or managing lifestyle expenses, our tailored solutions make transferring money effortless and stress-free.

For Individuals

Effortless Transfers for Life’s Important Moments

Whether you’re supporting loved ones, managing overseas expenses, or making international investments, X Rate Capital makes it simple. With quick processing, robust security, and access to over 35 currencies, we handle your transfers so you can focus on what matters most.

Move Money Overseas
For Individuals

Effortless Transfers for Life’s Important Moments

Whether you’re supporting loved ones, managing overseas expenses, or making international investments, X Rate Capital makes it simple. With quick processing, robust security, and access to over 35 currencies, we handle your transfers so you can focus on what matters most.

Getting Started

01
Open free account

Getting started is quick and easy. Sign up online in just a few minutes, providing all details to set up your secure account. Once registered, you’ll be contacted by your dedicated account manager.

02
Meet Your Account Manager

When your account is ready, you’ll be contacted by your dedicated account manager. This expert will take the time to understand your needs, answer your questions, and support you through the process of making your first transfer.

03
Start Transferring

With your account set up and personalized guidance in place, you’re all set to begin. Effortlessly send money around the globe with our fast, reliable, and secure transfer system. Wherever your funds need to go, we’ve got you covered.

Use Cases

Buying Property Abroad

Secure and seamless transfers for deposits, final payments, and ongoing property costs.

Supporting Family

Fast and reliable transfers to loved ones anywhere in the world.

Lifestyle Expenses

Fast and reliable transfers for tuition, healthcare, and living costs.

FAQ's

Everything That You Need to Know.

We know that transferring money internationally can come with questions. To make things easier, we’ve compiled answers to the most common queries about our process, fees, and security. From how to set up an account to understanding our exchange rates, this section provides clear and concise information to help you feel confident every step of the way. Don’t see your question here? Our expert team is always available to assist.

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Why should I use XRate Capital over my bank?

XRate Capital offers faster transfers, competitive exchange rates, and lower fees compared to traditional banks. Our platform is built for convenience, ensuring a seamless and efficient experience for your international money transfers.

Can I buy foreign currency and hold it in my account?

You can buy and store multiple currencies in your account, allowing you to take advantage of the best exchange rates and use the funds when needed.

Are there any hidden fees when using XRate Capital?

We believe in transparency. All fees are clearly displayed upfront, so you’ll know exactly what you’re paying before you make a transfer.