Partner with X Rate Capital to streamline your cross-border payments, access competitive rates, and ensure your business transactions are smooth, secure, and efficient.
Whether you’re managing payroll, importing goods, or expanding into new markets, our customizable services ensure your currency transfers align perfectly with your unique business needs.
We understand that time is one of your business's most valuable assets. That’s why our platform is designed to integrate seamlessly with your existing processes, reducing the learning curve and eliminating disruptions to your workflow. From automated payment solutions to API integration for larger enterprises, we provide tools that align with your operational needs. Spend less time managing payments and more time driving innovation, expanding markets, and focusing on what truly matters—growing your company to new heights.
Pay international teams and contractors in local currencies quickly and easily.
Transfer funds to suppliers worldwide with competitive rates and fast processing.
Store funds in different currencies to exchange when rates are favorable.
Getting started is quick and easy. Sign up online in just a few minutes, providing all details to set up your secure account. Once registered, you’ll be contacted by your dedicated account manager.
When your account is ready, you’ll be contacted by your dedicated account manager. This expert will take the time to understand your needs, answer your questions, and support you through the process of making your first transfer.
With your account set up and personalized guidance in place, you’re all set to begin. Effortlessly send money around the globe with our fast, reliable, and secure transfer system. Wherever your funds need to go, we’ve got you covered.
We know that transferring money internationally can come with questions. To make things easier, we’ve compiled answers to the most common queries about our process, fees, and security. From how to set up an account to understanding our exchange rates, this section provides clear and concise information to help you feel confident every step of the way. Don’t see your question here? Our expert team is always available to assist.
We make it easy to handle international payroll. With competitive rates and fast transfers, you can pay your employees or contractors abroad reliably and efficiently.
By offering competitive exchange rates and low fees, we help businesses save significantly on their international transactions compared to traditional banking solutions.
We operate in partnership with FCA-regulated entities to ensure the highest standards of compliance and security. By collaborating with these trusted organizations, we guarantee that all transactions adhere to strict global financial and regulatory requirements.
Payment services for X Rate Capital Ltd are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB). Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951.