At XRate Capital, we’re dedicated to improving the way individuals and businesses move money across borders—faster transactions, smarter solutions, and unparalleled convenience for a truly global financial experience.
Our purpose is to empower seamless global connectivity through smarter, faster, and more secure financial solutions. We aim to eliminate the barriers of international money movement, enabling businesses to efficiently grow and individuals to thrive with confidence and ease. By prioritizing a seamless customer experience, we are redefining what it means to move money across borders.
At XRate Capital, we specialize in making global money transfers fast, efficient, and secure. With a forward-thinking approach and a commitment to exceptional service, we provide tailored currency exchange solutions for businesses and individuals alike. With our head office in the UK and offices worldwide, our mission is to revolutionize the way people move money across borders.
We understand the challenges of navigating international transactions—hidden fees, delayed transfers, and complex processes can stand in the way of seamless global connectivity. That’s why we’ve built a service designed to eliminate these obstacles, offering our clients a smarter, more transparent way to manage their finances globally.
Our platform offers access to 35+ currencies, enabling businesses to expand and thrive in new markets while empowering individuals to manage their money with confidence. Whether you’re paying suppliers overseas, supporting loved ones abroad, or managing foreign investments, we ensure your money moves as quickly and reliably as your ambitions demand.
What sets XRate Capital apart is our dedication to innovation and client satisfaction. Our online portal gives you complete control over your transactions, providing real-time tracking, secure access, and easy management tools—all in one place. With local collection points in key regions, we bring convenience and accessibility to your doorstep, no matter where you are. Coupled with competitive exchange rates, our solutions are designed to maximize value for every client, every time.
We are not just another exchange company. We are a partner in your success, working tirelessly to ensure your transactions are fast, cost-effective, and stress-free. At XRate Capital, we believe that moving money shouldn’t be a barrier to your goals; it should be an enabler.
From businesses seeking to scale globally to individuals managing their personal finances, our vision is to become the number-one choice for currency exchange solutions. Join the thousands of clients who trust us to move their money smarter, faster, and more securely.
We go beyond being a currency exchange service—we are your trusted partner in simplifying the complexities of international money transfers. With our headquarters in Dubai, a dynamic global financial hub, we offer innovative solutions designed to make transactions faster, smarter, and more secure.
Our vision is to break down the barriers of international borders, creating opportunities for businesses and individuals alike. By combining cutting-edge technology with unmatched service, we ensure that your financial goals are met with ease and confidence, no matter where in the world you operate.
Our mission is to make international transactions as intuitive and seamless as sending a message. Whether you’re an entrepreneur expanding your business to new markets, managing recurring payments overseas, or sending money to loved ones, We're here to ensure that your financial journey is smooth and stress-free. Your money should move as efficiently as your ambitions, crossing borders effortlessly to help you achieve your goals.
Our mission is to make international transactions as intuitive and seamless as sending a message. Whether you’re an entrepreneur expanding your business to new markets, managing recurring payments overseas, or sending money to loved ones, We're here to ensure that your financial journey is smooth and stress-free. Your money should move as efficiently as your ambitions, crossing borders effortlessly to help you achieve your goals.
Payment services for X Rate Capital Ltd are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB). Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951.