UAE Dirham exchange rates
The dirham is pegged to the US dollar and central to Gulf trade and property. For Dubai and Abu Dhabi purchases, relocations and business, we deliver AED quickly and transparently.
Three steps to seamless global transfers.
From paying suppliers to managing payroll, we streamline your international payments so every transaction is fast, reliable, and cost-effective.
Open your account
Sign up securely by providing your details and verifying your identity. Our team will review your application.
Meet your account manager
Once approved, connect with your personal account manager to explore the platform and tailor solutions to your needs.
Manage your money
When ready, confidently manage currencies, make transfers, and track your transactions seamlessly.
AED exchange — frequently asked
How do I get the best AED exchange rate?+
Banks typically add a 2–4% margin to the AED rate they quote. X Rate Capital works off live interbank pricing with a small, transparent margin disclosed before you confirm — so more of your money converts. Use the calculator for an indicative rate, then request a live quote.
Can I lock in a AED rate for a future payment?+
Yes. A forward contract lets you fix today's UAE Dirham rate for a payment up to 24 months ahead — useful for property, tuition or supplier contracts.
Is X Rate Capital regulated?+
Payment services are delivered through FCA-authorised partners (Sciopay Ltd FRN 927951, Equals Connect Limited FRN 671508), with client funds safeguarded at tier-1 UK banks.
Are there fees to exchange AED?+
No account or monthly fees. We earn a small, transparent margin on the exchange rate, disclosed before you confirm the trade.
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.