CHF · Live rate

Swiss Franc exchange rates

The Swiss franc is the classic safe-haven currency. For Swiss property, wealth and business, we price CHF off the live market with transparent margins.

Live · ECB mid
Quote
You send
They receive
10,568.18
Versus a typical bank spread:~300.00 CHF saved
FCA-regulated partners
Funds ringfenced
Compliance-first
Personal account manager
Getting Started

Three steps to seamless global transfers.

From paying suppliers to managing payroll, we streamline your international payments so every transaction is fast, reliable, and cost-effective.

01

Open your account

Sign up securely by providing your details and verifying your identity. Our team will review your application.

02

Meet your account manager

Once approved, connect with your personal account manager to explore the platform and tailor solutions to your needs.

03

Manage your money

When ready, confidently manage currencies, make transfers, and track your transactions seamlessly.

CHF exchange — frequently asked

What moves the Swiss Franc exchange rate?+

The franc is the purest safe-haven currency in the majors, strengthening in European political or banking stress, with the SNB historically willing to intervene against excessive appreciation.

How do I get the best CHF exchange rate?+

Banks typically add 2–4% to the CHF rate they quote, buried inside the rate rather than shown as a fee. X Rate Capital prices off live interbank with a small margin disclosed before you confirm. Use the calculator for an indicative rate, then request a live quote.

How long does a CHF transfer take to arrive in Switzerland?+

Swiss banks apply thorough source-of-funds checks on larger inbound transfers; having documentation ready avoids a hold.

Can I lock in a CHF rate for a future payment?+

Yes. A forward contract fixes today's Swiss Franc rate for a payment up to 24 months ahead — useful for a property completion, a tuition schedule or a supplier contract where you commit now and pay later.

Are there fees to exchange CHF?+

No account or monthly fees. We earn a small, transparent margin on the exchange rate, disclosed before you confirm the trade.

Is X Rate Capital regulated?+

Payment services are delivered through FCA-authorised partners (Sciopay Ltd FRN 927951, Equals Connect Limited FRN 671508), with client funds safeguarded at tier-1 UK banks.

Get a quote

Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.

Indicative rates are for illustration. A live quote is provided when you speak to the desk. No account or monthly fees.