Swiss Franc exchange rates
The Swiss franc is the classic safe-haven currency. For Swiss property, wealth and business, we price CHF off the live market with transparent margins.
Popular CHF pairs
Or see today’s live mid-market rates across every pair we cover.
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CHF exchange — frequently asked
What moves the Swiss Franc exchange rate?+
The franc is the purest safe-haven currency in the majors, strengthening in European political or banking stress, with the SNB historically willing to intervene against excessive appreciation.
How do I get the best CHF exchange rate?+
Banks typically add 2–4% to the CHF rate they quote, buried inside the rate rather than shown as a fee. X Rate Capital prices off live interbank with a small margin disclosed before you confirm. Use the calculator for an indicative rate, then request a live quote.
How long does a CHF transfer take to arrive in Switzerland?+
Swiss banks apply thorough source-of-funds checks on larger inbound transfers; having documentation ready avoids a hold.
Can I lock in a CHF rate for a future payment?+
Yes. A forward contract fixes today's Swiss Franc rate for a payment up to 24 months ahead — useful for a property completion, a tuition schedule or a supplier contract where you commit now and pay later.
Are there fees to exchange CHF?+
No account or monthly fees. We earn a small, transparent margin on the exchange rate, disclosed before you confirm the trade.
Is X Rate Capital regulated?+
Payment services are delivered through FCA-authorised partners (Sciopay Ltd FRN 927951, Equals Connect Limited FRN 671508), with client funds safeguarded at tier-1 UK banks.
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.