Send money from the UAE to Australia
Transfer UAE Dirhams to Australian Dollars without the bank markup. X Rate Capital prices AED→AUD off the live interbank market, settles same-day, often within minutes of funds clearing over the New Payments Platform (Osko), and puts a named specialist on every transfer.
Sending the other way? Send money from Australia to the UAE.
More routes: UAE transfers · Australia transfers
What people use us for in Australia
Buying property in Australia
Deposits, staged payments and completion on a Australian purchase — rate locked when you commit, funds landing over the New Payments Platform (Osko) on the day they're due.
Relocating to Australia
Move savings, salary and pension income from the UAE without losing 3–4% to your bank each time. There are no exchange controls on moving money out of the UAE, and no personal income tax on the funds themselves.
Family & living costs
Regular or one-off support for family in Australia, settling same-day, often within minutes of funds clearing, with scheduled transfers and a full audit trail.
Paying Australian suppliers
Pay suppliers, contractors or staff in Australian Dollars with batch payments, forward cover on your margin, and transparent AED/AUD pricing.
Where the savings actually come from.
A high-street bank pricing AED/AUD builds its margin into the rate before any fee appears on the statement. We quote against the live mid-market and settle over the New Payments Platform (Osko), so what you compare is the rate itself.
- Exchange rateMid-market plus a transparent marginWide spread, often hidden
- Settlement speedSame-day to T+2 typical3 to 5 business days
- Account managerNamed human, by phoneBranch queue or call centre
- Forwards / hedgingUp to 24 months, structuredLimited or unavailable
- Mass paymentsBulk batches, multi-currencyOne-by-one entry
- Crypto on/off rampRegulated, OTC deskNot supported
- Multi-currency holding65+ currencies, no forced conversionLimited
- ReportingAudit-grade, on demandStatements only
Built for the people who move money.
Most UAE-to-Australia transfers we handle are emigration, Australian property, and pension and salary income following people who've moved — so the desk already knows the paperwork, the cut-offs and where this route usually stalls.
Global payments
Send and receive payments to over 190 countries effortlessly, with competitive rates and guaranteed reliability.
Local currency accounts
Manage 65+ currencies in one account, making global transactions simple and hassle-free.
Fast & secure
Move money quickly and securely with advanced encryption, ensuring every transaction is seamless.
Three steps to seamless global transfers.
Set-up takes minutes. Once you are approved, AED/AUD transfers settle same-day, often within minutes of funds clearing, with a named dealer for anything time-sensitive.
Open your account
Sign up and verify your identity once. We will ask what you are moving and roughly how often, so the desk can set up your UAE funding and your Australia beneficiary before the first trade.
Fund over the UAE Funds Transfer System
Send UAE Dirhams to your account using the UAE Funds Transfer System. There are no exchange controls on moving money out of the UAE, and no personal income tax on the funds themselves.
Settle into Australia
We book AED/AUD at the live rate and pay out over the New Payments Platform (Osko) — same-day, often within minutes of funds clearing. Australian dollars land over the New Payments Platform, which settles in near real time.
Frequently asked questions
How long does a transfer from the UAE to Australia take?+
Funds reach the beneficiary over the New Payments Platform (Osko), typically same-day, often within minutes of funds clearing once your money has cleared with us and the beneficiary is verified. Australian dollars land over the New Payments Platform, which settles in near real time. AUSTRAC requires reporting on international transfers, which your provider handles. Your named specialist confirms exact timing before you book.
What do I need to know about sending money out of the UAE?+
There are no exchange controls on moving money out of the UAE, and no personal income tax on the funds themselves. On the receiving side: Australian dollars land over the New Payments Platform, which settles in near real time. AUSTRAC requires reporting on international transfers, which your provider handles.
What are people usually sending AED to AUD for?+
Most AED/AUD volume we handle is driven by emigration, Australian property, and pension and salary income following people who've moved. Whichever applies to you, the same desk handles the deposit, the staged payments and the completion, so you're not re-explaining your situation each time.
Can I set up regular transfers from the UAE to Australia?+
Yes — schedule recurring transfers to a saved beneficiary so salary, pension, rent or family support goes out automatically. Each one prices off the live AED/AUD market rather than a fixed retail rate, and settles over the New Payments Platform (Osko).
What information do you need about the Australian beneficiary?+
Account name, account number and the local routing detail for the New Payments Platform (Osko), plus the reason for the payment. Australian dollars land over the New Payments Platform, which settles in near real time. Getting the beneficiary name to match the account exactly is the single most common cause of a delayed transfer.
Is X Rate Capital regulated?+
Yes. Payment services are delivered through FCA-authorised partners — Sciopay Ltd (FRN 927951) and Equals Connect Limited (FRN 671508). Client funds are safeguarded in segregated accounts with tier-1 UK banks.
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.