Hong Kong Dollar exchange rates
The Hong Kong dollar is pegged to the US dollar and central to Asian finance. For business, property and relocation, we price HKD transparently.
Popular HKD pairs
Or see today’s live mid-market rates across every pair we cover.
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HKD exchange — frequently asked
What moves the Hong Kong Dollar exchange rate?+
The Hong Kong dollar runs a linked exchange rate system, held within 7.75–7.85 to the US dollar, so HKD pricing is effectively dollar pricing.
How do I get the best HKD exchange rate?+
Banks typically add 2–4% to the HKD rate they quote, buried inside the rate rather than shown as a fee. X Rate Capital prices off live interbank with a small margin disclosed before you confirm. Use the calculator for an indicative rate, then request a live quote.
How long does a HKD transfer take to arrive in Hong Kong?+
HKD settles the same business day over Hong Kong's CHATS system, on Hong Kong rather than European business days.
Can I lock in a HKD rate for a future payment?+
Yes. A forward contract fixes today's Hong Kong Dollar rate for a payment up to 24 months ahead — useful for a property completion, a tuition schedule or a supplier contract where you commit now and pay later.
Are there fees to exchange HKD?+
No account or monthly fees. We earn a small, transparent margin on the exchange rate, disclosed before you confirm the trade.
Is X Rate Capital regulated?+
Payment services are delivered through FCA-authorised partners (Sciopay Ltd FRN 927951, Equals Connect Limited FRN 671508), with client funds safeguarded at tier-1 UK banks.
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.