Singapore Dollar exchange rates
The Singapore dollar is a key Asian trade and wealth currency. For relocation, property and business in Singapore, we deliver SGD efficiently.
Popular SGD pairs
Or see today’s live mid-market rates across every pair we cover.
Three steps to seamless global transfers.
From paying suppliers to managing payroll, we streamline your international payments so every transaction is fast, reliable, and cost-effective.
Open your account
Sign up securely by providing your details and verifying your identity. Our team will review your application.
Meet your account manager
Once approved, connect with your personal account manager to explore the platform and tailor solutions to your needs.
Manage your money
When ready, confidently manage currencies, make transfers, and track your transactions seamlessly.
SGD exchange — frequently asked
What moves the Singapore Dollar exchange rate?+
Singapore is unusual in managing its currency rather than its interest rate — MAS steers SGD within an undisclosed band against a trade-weighted basket, so policy shifts show up in the currency directly.
How do I get the best SGD exchange rate?+
Banks typically add 2–4% to the SGD rate they quote, buried inside the rate rather than shown as a fee. X Rate Capital prices off live interbank with a small margin disclosed before you confirm. Use the calculator for an indicative rate, then request a live quote.
How long does a SGD transfer take to arrive in Singapore?+
SGD settles over FAST for most values, typically within minutes on Singapore business days.
Can I lock in a SGD rate for a future payment?+
Yes. A forward contract fixes today's Singapore Dollar rate for a payment up to 24 months ahead — useful for a property completion, a tuition schedule or a supplier contract where you commit now and pay later.
Are there fees to exchange SGD?+
No account or monthly fees. We earn a small, transparent margin on the exchange rate, disclosed before you confirm the trade.
Is X Rate Capital regulated?+
Payment services are delivered through FCA-authorised partners (Sciopay Ltd FRN 927951, Equals Connect Limited FRN 671508), with client funds safeguarded at tier-1 UK banks.
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.