USD to AUD exchange rate
Mid-market USD/AUD — the rate banks trade with each other, before anyone adds a margin. Use it as the benchmark for any quote you are given, including ours.
USD to AUD at a glance
Converted at the mid-market rate above. A bank pricing the same amounts would typically build in 3–4%, which is the gap a specialist desk closes.
| US Dollar | Australian Dollar |
|---|---|
| $100.00 | A$138.82 |
| $250.00 | A$347.05 |
| $500.00 | A$694.10 |
| $1,000.00 | A$1,388.20 |
| $2,500.00 | A$3,470.50 |
| $5,000.00 | A$6,941.00 |
| $10,000.00 | A$13,882.00 |
| $25,000.00 | A$34,705.00 |
| $50,000.00 | A$69,410.00 |
| $100,000.00 | A$138,820.00 |
What moves the USD/AUD rate
The USD leg
The dollar is the market's default safe haven, so it strengthens on risk-off sentiment as well as on Federal Reserve tightening — two drivers that can pull in the same direction at once.
The AUD leg
The Australian dollar tracks commodity prices — iron ore in particular — and Chinese demand, which makes it more volatile than its G10 peers.
Delivering AUD
AUD lands over the New Payments Platform in near real time, and AUSTRAC reporting on international transfers is handled by your provider.
USD/AUD questions
What is the USD/AUD exchange rate today?+
The mid-market USD/AUD rate is 1.3882, meaning 1 USD buys 1.3882 AUD. This is the rate banks quote each other, before any margin is added — it is the number to compare any quote against.
Why is the rate I am offered lower than the USD/AUD mid-market rate?+
USD/AUD is one of the most liquid pairs in the market, so the underlying spread a provider pays is tiny. Almost every provider still adds a margin to the mid-market rate instead of charging a visible fee, which means the exchange rate itself is the cost — and on a pair this liquid, a rate 3-4% off mid-market is a pricing decision rather than a cost of trading.
How long does a payment in AUD take to arrive?+
AUD lands over the New Payments Platform in near real time, and AUSTRAC reporting on international transfers is handled by your provider.
Can I fix a USD/AUD rate for a future payment?+
Yes. A forward contract fixes today's rate for settlement up to 24 months ahead, which removes the risk of the rate moving between agreeing a price and paying it. That is common on property purchases and scheduled supplier payments.
Other USD rates
More on each currency: US Dollar · Australian Dollar · All live rates
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.