USD to AED exchange rate
Mid-market USD/AED — the rate banks trade with each other, before anyone adds a margin. Use it as the benchmark for any quote you are given, including ours.
Converting the other way? AED to USD rate.
USD to AED at a glance
Converted at the mid-market rate above. A bank pricing the same amounts would typically build in 3–4%, which is the gap a specialist desk closes.
| US Dollar | UAE Dirham |
|---|---|
| $100.00 | د.إ367.25 |
| $250.00 | د.إ918.13 |
| $500.00 | د.إ1,836.25 |
| $1,000.00 | د.إ3,672.50 |
| $2,500.00 | د.إ9,181.25 |
| $5,000.00 | د.إ18,362.50 |
| $10,000.00 | د.إ36,725.00 |
| $25,000.00 | د.إ91,812.50 |
| $50,000.00 | د.إ183,625.00 |
| $100,000.00 | د.إ367,250.00 |
What moves the USD/AED rate
Effectively a fixed rate: the UAE central bank holds the dirham at 3.6725 to the dollar and has done for decades. There is no rate risk on this pair in any practical sense, which means the entire cost of a USD to AED transfer is the margin and fees a provider adds — the one pair where comparing quotes is purely a comparison of what you are being charged.
The USD leg
The dollar is the market's default safe haven, so it strengthens on risk-off sentiment as well as on Federal Reserve tightening — two drivers that can pull in the same direction at once.
The AED leg
The dirham is pegged to the US dollar at roughly 3.6725, so AED doesn't move independently — a GBP/AED or EUR/AED rate is effectively a bet on the dollar leg.
Delivering AED
The UAE banking week runs Monday to Friday, so timing a same-day AED delivery means working to UAE rather than local business days.
USD/AED questions
What is the USD/AED exchange rate today?+
The mid-market USD/AED rate is 3.6725, meaning 1 USD buys 3.6725 AED. This is the rate banks quote each other, before any margin is added — it is the number to compare any quote against.
Why is the rate I am offered lower than the USD/AED mid-market rate?+
USD/AED is effectively a fixed rate — the peg holds it steady, so there is no market movement to price in. That makes this the clearest pair to compare providers on: the entire difference between two quotes is what each one is charging you, not what the market did.
How long does a payment in AED take to arrive?+
The UAE banking week runs Monday to Friday, so timing a same-day AED delivery means working to UAE rather than local business days.
Can I fix a USD/AED rate for a future payment?+
Yes. A forward contract fixes today's rate for settlement up to 24 months ahead, which removes the risk of the rate moving between agreeing a price and paying it. That is common on property purchases and scheduled supplier payments.
Other USD rates
More on each currency: US Dollar · UAE Dirham · All live rates
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.