AED to SGD exchange rate
Mid-market AED/SGD — the rate banks trade with each other, before anyone adds a margin. Use it as the benchmark for any quote you are given, including ours.
AED to SGD at a glance
Converted at the mid-market rate above. A bank pricing the same amounts would typically build in 3–4%, which is the gap a specialist desk closes.
| UAE Dirham | Singapore Dollar |
|---|---|
| د.إ100.00 | S$34.81 |
| د.إ250.00 | S$87.03 |
| د.إ500.00 | S$174.05 |
| د.إ1,000.00 | S$348.10 |
| د.إ2,500.00 | S$870.25 |
| د.إ5,000.00 | S$1,740.50 |
| د.إ10,000.00 | S$3,481.01 |
| د.إ25,000.00 | S$8,702.52 |
| د.إ50,000.00 | S$17,405.04 |
| د.إ100,000.00 | S$34,810.07 |
What moves the AED/SGD rate
The AED leg
The dirham is pegged to the US dollar at roughly 3.6725, so AED doesn't move independently — a GBP/AED or EUR/AED rate is effectively a bet on the dollar leg.
The SGD leg
Singapore is unusual in managing its currency rather than its interest rate — MAS steers SGD within an undisclosed band against a trade-weighted basket, so policy shifts show up in the currency directly.
Delivering SGD
SGD settles over FAST for most values, typically within minutes on Singapore business days.
AED/SGD questions
What is the AED/SGD exchange rate today?+
The mid-market AED/SGD rate is 0.3481, meaning 1 AED buys 0.3481 SGD. This is the rate banks quote each other, before any margin is added — it is the number to compare any quote against.
Why is the rate I am offered lower than the AED/SGD mid-market rate?+
Part of the gap on AED/SGD is real: Singapore Dollar trades in thinner volume than the majors, so the genuine spread is wider and local rules can add steps. The rest is margin the provider adds to the mid-market rate in place of a visible fee. Comparing the rate you are quoted against the mid-market figure above separates the two.
How long does a payment in SGD take to arrive?+
SGD settles over FAST for most values, typically within minutes on Singapore business days.
Can I fix a AED/SGD rate for a future payment?+
Yes. A forward contract fixes today's rate for settlement up to 24 months ahead, which removes the risk of the rate moving between agreeing a price and paying it. That is common on property purchases and scheduled supplier payments.
Other AED rates
More on each currency: UAE Dirham · Singapore Dollar · All live rates
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.