EUR to SGD exchange rate
Mid-market EUR/SGD — the rate banks trade with each other, before anyone adds a margin. Use it as the benchmark for any quote you are given, including ours.
EUR to SGD at a glance
Converted at the mid-market rate above. A bank pricing the same amounts would typically build in 3–4%, which is the gap a specialist desk closes.
| Euro | Singapore Dollar |
|---|---|
| €100.00 | S$143.44 |
| €250.00 | S$358.60 |
| €500.00 | S$717.21 |
| €1,000.00 | S$1,434.42 |
| €2,500.00 | S$3,586.05 |
| €5,000.00 | S$7,172.10 |
| €10,000.00 | S$14,344.20 |
| €25,000.00 | S$35,860.49 |
| €50,000.00 | S$71,720.99 |
| €100,000.00 | S$143,441.98 |
What moves the EUR/SGD rate
The EUR leg
The euro takes its direction from ECB policy and the growth gap between the euro area's largest economies, with peripheral bond spreads as a stress signal.
The SGD leg
Singapore is unusual in managing its currency rather than its interest rate — MAS steers SGD within an undisclosed band against a trade-weighted basket, so policy shifts show up in the currency directly.
Delivering SGD
SGD settles over FAST for most values, typically within minutes on Singapore business days.
EUR/SGD questions
What is the EUR/SGD exchange rate today?+
The mid-market EUR/SGD rate is 1.4344, meaning 1 EUR buys 1.4344 SGD. This is the rate banks quote each other, before any margin is added — it is the number to compare any quote against.
Why is the rate I am offered lower than the EUR/SGD mid-market rate?+
EUR/SGD is one of the most liquid pairs in the market, so the underlying spread a provider pays is tiny. Almost every provider still adds a margin to the mid-market rate instead of charging a visible fee, which means the exchange rate itself is the cost — and on a pair this liquid, a rate 3-4% off mid-market is a pricing decision rather than a cost of trading.
How long does a payment in SGD take to arrive?+
SGD settles over FAST for most values, typically within minutes on Singapore business days.
Can I fix a EUR/SGD rate for a future payment?+
Yes. A forward contract fixes today's rate for settlement up to 24 months ahead, which removes the risk of the rate moving between agreeing a price and paying it. That is common on property purchases and scheduled supplier payments.
Other EUR rates
More on each currency: Euro · Singapore Dollar · All live rates
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.