USD to CHF exchange rate
Mid-market USD/CHF — the rate banks trade with each other, before anyone adds a margin. Use it as the benchmark for any quote you are given, including ours.
USD to CHF at a glance
Converted at the mid-market rate above. A bank pricing the same amounts would typically build in 3–4%, which is the gap a specialist desk closes.
| US Dollar | Swiss Franc |
|---|---|
| $100.00 | CHF82.57 |
| $250.00 | CHF206.41 |
| $500.00 | CHF412.83 |
| $1,000.00 | CHF825.65 |
| $2,500.00 | CHF2,064.13 |
| $5,000.00 | CHF4,128.25 |
| $10,000.00 | CHF8,256.50 |
| $25,000.00 | CHF20,641.25 |
| $50,000.00 | CHF41,282.50 |
| $100,000.00 | CHF82,565.00 |
What moves the USD/CHF rate
The USD leg
The dollar is the market's default safe haven, so it strengthens on risk-off sentiment as well as on Federal Reserve tightening — two drivers that can pull in the same direction at once.
The CHF leg
The franc is the purest safe-haven currency in the majors, strengthening in European political or banking stress, with the SNB historically willing to intervene against excessive appreciation.
Delivering CHF
Swiss banks apply thorough source-of-funds checks on larger inbound transfers; having documentation ready avoids a hold.
USD/CHF questions
What is the USD/CHF exchange rate today?+
The mid-market USD/CHF rate is 0.8256, meaning 1 USD buys 0.8256 CHF. This is the rate banks quote each other, before any margin is added — it is the number to compare any quote against.
Why is the rate I am offered lower than the USD/CHF mid-market rate?+
USD/CHF is one of the most liquid pairs in the market, so the underlying spread a provider pays is tiny. Almost every provider still adds a margin to the mid-market rate instead of charging a visible fee, which means the exchange rate itself is the cost — and on a pair this liquid, a rate 3-4% off mid-market is a pricing decision rather than a cost of trading.
How long does a payment in CHF take to arrive?+
Swiss banks apply thorough source-of-funds checks on larger inbound transfers; having documentation ready avoids a hold.
Can I fix a USD/CHF rate for a future payment?+
Yes. A forward contract fixes today's rate for settlement up to 24 months ahead, which removes the risk of the rate moving between agreeing a price and paying it. That is common on property purchases and scheduled supplier payments.
Other USD rates
More on each currency: US Dollar · Swiss Franc · All live rates
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.