USD to SGD exchange rate
Mid-market USD/SGD — the rate banks trade with each other, before anyone adds a margin. Use it as the benchmark for any quote you are given, including ours.
USD to SGD at a glance
Converted at the mid-market rate above. A bank pricing the same amounts would typically build in 3–4%, which is the gap a specialist desk closes.
| US Dollar | Singapore Dollar |
|---|---|
| $100.00 | S$127.84 |
| $250.00 | S$319.60 |
| $500.00 | S$639.20 |
| $1,000.00 | S$1,278.40 |
| $2,500.00 | S$3,196.00 |
| $5,000.00 | S$6,392.00 |
| $10,000.00 | S$12,784.00 |
| $25,000.00 | S$31,960.00 |
| $50,000.00 | S$63,920.00 |
| $100,000.00 | S$127,840.00 |
What moves the USD/SGD rate
The USD leg
The dollar is the market's default safe haven, so it strengthens on risk-off sentiment as well as on Federal Reserve tightening — two drivers that can pull in the same direction at once.
The SGD leg
Singapore is unusual in managing its currency rather than its interest rate — MAS steers SGD within an undisclosed band against a trade-weighted basket, so policy shifts show up in the currency directly.
Delivering SGD
SGD settles over FAST for most values, typically within minutes on Singapore business days.
USD/SGD questions
What is the USD/SGD exchange rate today?+
The mid-market USD/SGD rate is 1.2784, meaning 1 USD buys 1.2784 SGD. This is the rate banks quote each other, before any margin is added — it is the number to compare any quote against.
Why is the rate I am offered lower than the USD/SGD mid-market rate?+
USD/SGD is one of the most liquid pairs in the market, so the underlying spread a provider pays is tiny. Almost every provider still adds a margin to the mid-market rate instead of charging a visible fee, which means the exchange rate itself is the cost — and on a pair this liquid, a rate 3-4% off mid-market is a pricing decision rather than a cost of trading.
How long does a payment in SGD take to arrive?+
SGD settles over FAST for most values, typically within minutes on Singapore business days.
Can I fix a USD/SGD rate for a future payment?+
Yes. A forward contract fixes today's rate for settlement up to 24 months ahead, which removes the risk of the rate moving between agreeing a price and paying it. That is common on property purchases and scheduled supplier payments.
Other USD rates
More on each currency: US Dollar · Singapore Dollar · All live rates
Get a quote
Tell us what you're moving and a specialist will come back with a live rate and next steps — usually within one business hour.